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Info Info Info
Student Credit Card Usage Analysis - Summary
» WEBSITE
Student Credit Card Usage Analysis – Full report
» PDF
CREDIT CARDS ON CAMPUS:
Social Costs and Consequences of Student Debt
» WEBSITE
There is a charge for this publication, but Project C.A.S.H. has a copy. It can be read at Health Services. Contact projectcash@unh.edu for more information.
Credit Cards on Campus – Professor Robert Manning
» WEBSITE
2003 Results of the National Student Loan Survey – Nellie Mae
» WEBSITE
Faces of debt: Students, people of color and older Americans
This webpage provides some excellent links related to student debt, as well as information regarding individuals who are most vulnerable to debt.
» WEBSITE
Hearing on the Importance of Financial Literacy Amongst College Students
U.S. Senate Committee on Banking, Housing, and Urban Affairs
» WEBSITE
National Conference of State Legislatures
Credit Cards and College Students
» WEBSITE
Testimony: What do Students Need to Know to Plan for the Future
Dr. Angela Lyons, Assistant Professor of Economics
» PDF
Check It Out! 1-888-5-OPTOUT (888-567-8688)
The three national credit bureaus offer a toll-free number to allow consumers to "opt out" of pre-approved credit offers with one phone call. Especially helpful in decreasing risk for identity theft.
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FACT sheets and WORK sheets
Give Yourself a Credit Checkup
» PDF
Your Credit File has up-to-date contact information as well as information about correcting errors.
» PDF
How Much Consumer Debt Can I Manage?
This will help you not only look at debt ratios now – but also can help you plan for after graduation.
» PDF
How to Get Out of Debt
It’s best to come up with a plan! The first step is to list all your creditors.
» PDF
Monthly Expense Chart
» PDF
When Your Bills Pile Up
» PDF
Developing a Spending/Savings Plan
» PDF
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Online and interactive!
The Financial Literacy Quiz will indicate your level of knowledge regarding the information that is truly important to a credit card user. After this quiz contact Project C.A.S.H. for a suggestion on the next step!
» WEBSITE
What is your credit risk profile?
» WEBSITE
Debt-Zapper Calculator
You can quickly compute how long it will take to pay off your balance by changing your credit card interest rates and minimum payments.
» WEBSITE
To assess where your knowledge of credit cards and credit card companies currently stands. How well are they marketing to YOU! Find out for yourself with the The Cultural Literacy Quiz. This quiz is for general edification and amusement (according to its creators). But if you did really “well,” you might want to check out the Advertising and Consumption section of this website.
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PowerPay: Individualized Repayment Plan
This is an individualized debt analysis and repayment plan. It is provided free of charge, and can be done through the mail. The repayment plan is structured to minimize interest. You will be emailed the necessary forms to complete and then will need to mail them back or drop them off at Health Services.
After we run the analysis through the Power Pay software, you will receive a printout of the repayment suggestions along with an estimation of how much you will save by following the repayment schedule. A code is entered into the computer instead of your name, so confidentiality is assured. We discard all information after the analysis is complete. Email projectcash@unh.edu for more information.
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